Construction Project Financing (for contractors)

A construction loan (also known as a “self-build loan”) is a short-term loan used to finance the building of a home or another real estate project. The builder or home buyer takes out a construction loan to cover the costs of the project before obtaining long-term funding. Because they are considered relatively risky, construction loans usually have higher interest rates than traditional mortgage loans.

Financing Commercial vehicles | Read More.


Contractors that work on construction projects averaging $500,000 and above often need help managing their cash flow while they are completing the job.

  • Contractors simply cannot afford to wait 30-90 days or longer to get paid.
  • AMK Funding with its Affiliates can offer Contractors a line of credit.
  • General Contractors and large Subcontractors can obtain a line of credit for construction projects that total $500,000 and above.
  • Contractors can now complete jobs without creating cash flow problems.
  • Progress payments accelerate your cash flow to offset labor and fixed costs.
  • You can pre-qualify to bid and win more projects and bigger jobs.

Contractor Program Highlights

Access to Funds:

Working Capital Contractors Line of Credit for the entire scope of the project

Contractor determines when to access funds and the amount needed to maintain positive cash flow in order to complete the job successfully

Positive cash flow with contractors accounts receivable financing

Up to 80% advance rate on progress payment invoices as work is complete


  • Per diem money costs are very affordable and easy to budget
  • Access all or a portion of the available funds on an “as needed” basis.


  • Contractors can bid to win more jobs and bigger projects
  • Contractors can purchase needed equipment instead of renting
  • Contractors can better qualify for additional bonding

Built-in Management Controls:

  • Third Party Administrator disburses and manages funding
  • Verification of invoices assures Subs are paid correctly
  • Verification of completed work is done on-site by our Engineer